How To Find the Amex Business Gold Card 70k Welcome Bonus Offer [Current Public Offer is 70k]

The American Express^® Business Gold Card is a phenomenal business card option that can really help cardholders rack up the points if their monthly expenses fall within 1 or more of the card’s 6 bonus categories. You’ll also receive great benefits like purchase protection, travel protection, and a rebate on your points when you redeem them towards airfare.

If you like what the Amex Business Gold card has to offer, and you’re interested in adding it to your wallet, here are some tips and strategies you can use to help get the highest welcome offer possible — including up to 70,000 Membership Rewards points!

Benefits of the Amex Business Gold Card

Before jumping into how you can find the highest bonus possible, it is important to make sure that the Amex Business Gold card is a good fit for you and your business needs. Here is an outline of the top perks and benefits of the Amex Business Gold card.

Key Benefits

• Purchase Protection: Purchases are covered for 90 days from the purchase date, up to $1,000 per item and $50,000 per year, in the event of theft, loss, or damage.
• Extended Warranty Protection: Items purchased with a manufacturer’s warranty of 5 years or less can be extended up to 1 additional year.
• Trip Delay Insurance: If your flight is delayed by more than 12 hours, you’re covered for up to $300 for reasonable expenses like meals, lodging, and personal use items.
• Baggage Insurance: If your baggage is lost during transit, or items inside are damaged, you are covered up to $1,250 per traveler for carry-on bags, and up to $500 per traveler for checked bags.
• Rental Car Insurance: Secondary coverage for your rental vehicle covers damages caused by theft or collision up to $50,000.
• American Express Hotel Collection: When you book through the Amex Hotel Collection, you’ll receive a space available room upgrade at check-in and a $100 credit to spend on qualifying dining, spa, and resort activities.

How To Find the 70,000 Amex Business Gold Card Welcome Bonus Offer

If you’re looking to get a higher welcome offer than the current public offer, here are a few ways to track down an increased bonus!

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Increased Public Welcome Offer

If you’ve been in the points and miles world for a while now, you know that credit card issuers will periodically run limited-time marketing campaigns that involve increasing the welcome offer for a particular card, and American Express is no exception. So if you’re wanting to add the Amex Business Gold card to your wallet, and American Express happens to be promoting an increased welcome offer, then that would be the perfect time to apply for the card.

Amex Referral Offer

If you have a friend or family member who has an American Express card, sometimes you can receive an increased welcome offer when applying through their referral link. This is usually a win-win for everyone involved because you get to benefit from the increased welcome offer and your friend receives a referral bonus when you get approved for the card.

Hot Tip: Your friend or family member does not need to have an Amex Business Gold card in order to send you a referral. As long as they have any card with American Express, their referral is good for the entire suite of Amex cards. For more information, check out our detailed post about the American Express Refer a Friend program.

Check for Prequalified Offers With American Express

If you’re in the market for a new American Express card, you can check for prequalified offers directly on its website. Sometimes, if you’re lucky, a prequalified offer might even come along with an increased welcome offer!

In order to check for prequalified offers you need to first head to the American Express website, then click Cards, and finally Check for Pre-qualified Credit Card Offers. If you have been prequalified for any card that American Express offers, they will show up here. Then simply select the card you want to apply for and get started with the application process.

Targeted Mailings From American Express

American Express also sends out targeted offers by mail that can occasionally include increased welcome offers. If you’ve never received one before, then it is probably the case that you need to opt-in. This is because American Express is only allowed to send marketing materials to people who have consented to receive them.

If you want to opt-in to receive these offers, go to the communications preferences in your American Express account and enable communication via mail and email.

Reasons You May Not Be Able To Get a Higher Welcome Offer

Low Credit

Perhaps a bit obvious, but it is worth noting that if you currently have a low credit score, then it is very unlikely that American Express will approve you for the Amex Business Gold card. If this is the case, you won’t be able to receive the welcome offer, no matter how high it is.

If this is your situation then you should focus on improving your credit score first! There are plenty of strategies you can implement to help boost your score with time. Keep your credit utilization low and always pay your bills on time each month and you’ll have an improved score before you know it. If you’re applying with an EIN, you’ll want to work on increasing your business credit score.

The Current Public Offer Is Not an Increased Offer

As we mentioned previously, increased public welcome offers are usually a promotion, so they can come and go throughout the year. However, if American Express is not currently running an increased welcome offer promotion, all hope is not lost! You could still ask a friend or family member to seed you their referral link, or even wait to see if you receive a targeted offer by mail.

You’ve Opted Out of Marketing Offers

If you want to be on the list to be contacted about targeted offers, including ones with increased welcome offers, then you have to make sure you opt-in to receive these offers ahead of time. Otherwise, you could be missing out on great offers. It is worth taking a few minutes of your time to make sure you opt-in.

Final Thoughts

The Amex Business Gold card is a great fit for small business owners who are looking to maximize all of their monthly expenses on purchases within the card’s bonus categories like advertising, computer hardware, and shipping. If you’ve decided that the Amex Business Gold card is the perfect match for you and your business, then make sure you take the steps in this post to make sure you’re getting the best welcome offer possible.

For rates and fees of the American Express^® Business Gold Card, click here.
For rates and fees of The Business Platinum Card^® from American Express, click here.